Effective Date: 11/30/23

By downloading, accessing, or using the app, website, or services of Capchair LLC ("we", "us", "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, including our Privacy Policy.

Acceptance of Terms
By using our services you signify your agreement to these terms. These terms include our Privacy Policy.

User Registration and Account Security
You agree to provide true, accurate, and complete registration information.
You must notify us immediately of any unauthorized use of your account.

Proper Use of the Service
Our services are intended solely for personal and non-commercial use.
Misuse or exploitation of the app or any of its features is prohibited.
Our services should not replace professional financial advice.
 
Privacy and Data Security
We are committed to protecting your personal and financial data as outlined in our Privacy Policy.
By using the services, you consent to the collection, processing, and sharing of your data in compliance with our Privacy Policy.

Intellectual Property Rights
The app and its entire contents, including underlying technology, are owned by us and protected by intellectual property laws.
Unauthorized use of any material within the app is prohibited.

Paid Accounts
a. Subscription Fees and Payment Terms: Access to certain features of our services may require a paid subscription. The subscription fees and payment terms will be provided at the time of purchase. If payment is not made, services may be discontinued or downgraded until successful payment is received.
b. Renewal: Subscriptions will automatically renew at the end of each billing cycle unless cancelled.
c. Cancellation: You can cancel your subscription at any time. Payments are non-refundable unless required by law.

Limitation of Liability
We shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our services.
Our services provide general information and should not be relied upon as financial advice.

Termination of Services
We may terminate or suspend your access to our services without prior notice if we determine you have breached any of these Terms or for any conduct harmful to our service or other users.

Discontinuation of Services
We may discontinue our services, in this event, we will refund any unused prepaid services and provide prior notice.

Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of Delaware and the United States.

Amendment of Terms
We reserve the right to amend these terms at our discretion.
Your continued use of the app after any changes constitutes your acceptance of the new terms.

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